How many uninsured or underinsured drivers are there in Florida?

According to the latest data from the Insurance Research Council (IRC), Florida has one of the highest instance rates of uninsured driving in the nation. In 2012, Florida was the second-most uninsured state; 23.8 percent of drivers went without insurance, compared to 12.6 percent nationally. Florida has approximately 3.2 million uninsured drivers.

Most of the burden of accidents caused by uninsured motorists is carried by those who do carry insurance. In Florida, people who were in an auto accident caused by an uninsured motorist can receive reimbursement for medical bills and property damage from their own insurance company. However, claims for severe or permanent bodily injuries may not be covered if the victim does not have insurance that covers bodily injury.

If you or a loved one sustained injuries in a car accident caused by an uninsured driver, please contact Joyce & Reyes for a free consultation.

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